Home Insurance Blues
I just purchased my first home. It is an exciting time. I can paint the walls any color I want, I can hammer nails all over the place without worry, and in 30 short years I will have a place entirely my own. Before signing the dotted line I made spreadsheets of all the costs owning a home would include. I padded the estimates and even added allowances for vacations, clothing, and the like. And then I researched home insurance cost. I had some surprises.
I had never before considered the cost of home insurance. I had not needed to ever consider home insurance cost. I did some shopping around and eventually did find some low cost home insurance. I had no idea what my home insurance cost would be. On the one hand, I might never need it. On the other hand, I might need it to replace absolutely everything I own. It was important. But would it be affordable?
I set out looking for low cost home owner insurance. And I found it. I was thankful to find that I could afford the home owners insurance costs. It might not be a fun way to spend money but it is essential and I sleep better at night knowing it is there. I found that the average home insurance cost varies for which area of town people live in and in what city. That made sense. Although I had never really considered it. Home insurance cost also varied on size of the house and home insurance costs also varied depending on the age of the house. That also made sense. But I was surprised with all of these variations that I was still able to find low home insurance costs. Thank goodness. I really wanted that house. And now I have it.