What commercial insurance covers and what it covers.

Let’s start with what is commercial insurance. The business you run is insured against loss of funds resulting from certain situations through the commercial insurance. The policies you can choose from are based upon the kind of loss you’re facing.

Below are some of the most common kinds of commercial insurance which you might need.

Insurance for properties. Commercial insurance is a way to protect yourself from events that can cause damages to your property, for example, flooding or fire. Workers Compensation. This policy protects employees in the event of injuries during the course of their work. Protect yourself from lawsuits by providing coverage of your employees’ health expenses, and their compensation for absences from work, as well as the payment of any incurred expenses. You can be sued for errors and omissions. It provides additional protection against a mistake. In the event of a mistake, you can get cyber liability insurance. If you’re experiencing problems with cyber security it will be covered.

For more details on commercial insurance, the various categories within commercial insurance, and what types of business insurance is required check out the video on the right!

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